¿Tendrá que retirar su retiro para ayudar a su hijo o hija adulto?/ Will You Need to Cash Out Your Retirement to Help Your Adult Son or Daughter?

Post #6

Lo siento que no tengo tiempo hoy para traducir a espanol hoy.  
___________________________________________________________________ 

If you can understand the issues in the following post, then you pass the test of knowledge regarding post-college housing acrobatics.

If not, I recommend getting started on learning about these issues ASAP:

One of the compliance officers of the affordable housing agency where my autistic son and I now share an apartment was trying to find us a newer apartment with central heat and air***** that can financially accommodate David's and my "outside the box" financial household. (Bear in mind, we may seem "outside the box" because we are pioneers. However, you, dear Reader, should pay attention, because my I am only the first drop in a tidal wave of people like you with autistic sons and daughters):

•     * Just because an autistic adult has college degrees is no guarantee of a job after college. Like many, many, MANY autistic adults, currently, David has only $910.72 in SSI monthly benefit to pay toward rent (very low income) and no assets.

•     * In contrast, my income is approximately $1940/mo, and my assets create problems for housing qualification.  Here's that problem:                                                                                                                                                                 I took time off from teaching to help my autistic son earn college degrees, and have been living with him until he gets set up in his all-important SLS program. Rather than cashing out my PERS, STRS, and the small inheritance I received from my mother, I placed it into the "Mary Nisson Living Trust", which will convert to David's Special Needs Trust upon my death. A Special Needs Trust allows an SSI recipient to inherit funding without ruining his or her SSI or Medi-Cal. However, under current housing laws, Special Needs Trusts do not help housing. 

After much calculating and researching, the compliance officer notified David and me that were were approved for an apartment with central heat and air. (See below for reason central heat/air is crucial). *****.

Then, after double-checking the compliance officer's work, her boss, the Compliance Manager noticed an error. She explained to David and me that the compliance officer had accidentally thought the apartment she was considering for David and me is a "TCAC" program apartment, for which our finances would have qualified despite my high asset amount.

However, the Manager discovered that the apartment we had been offered is actually a RHCP apartment. So, David and I could not sign that lease, after all.

Why had no one in the IDD world, or the Land of Affordable Housing directed me to "TCAC" earlier? David and I would have been applying for those other housing situations had we known that they were the type of housing for which our "goofy" finances qualify. They were not on the Yolo County Housing Authority lists, nor on other agency's lists, but I now have them. Here's that link:

TCACmap

(Scroll down to the "list of projects" link to see all projects).

The wait list on their current projects is years, but David's completing those app's anyway. As always, please continue to search for someone to replace me as David's roommate. (Davis, California).

Thanks,
~ Mary

***** Please remember that the purpose of moving to an apartment with central heat and air, rather than having someone replace me as David's roommate in our current "home",  is not that David and/or I dislike our wall heater.                                                                                                                                                                  The reason is that David will be living with non-family, and there's no privacy here because the heating here is provided by a hallway unit, so the residents must sleep with doors open throughout winter.
For the sake of starting up the SLS, David would be fine sleeping with his door open, as long as his roommate has no criminal background and is psychologically under control.

How about you, or your autistic son?  (Best not to have a woman living here, as there's no nighttime privacy).

Want to be David's roommate?


End Post #6